Mukhyamantri Udyam Yojana Sparks a New Wave of Self-Employment in Bihar

Bihar’s youth are transforming from job seekers to job creators, fuelled by the Mukhyamantri Udyam Yojana.

Patna: In a state historically celebrated for its ancient centres of learning, Bihar is now scripting a new narrative — one of entrepreneurial revival and self-reliance. The Mukhyamantri Udyam Yojana (Chief Minister’s Enterprise Scheme), launched in 2018, is steadily transforming the economic landscape by empowering the state’s young minds to build ventures of their own.To date, more than 43,000 beneficiaries — precisely 43,049 — have received support under the scheme, with a total disbursement of Rs3,035.54 crore. The scheme offers financial assistance of up to Rs10 lakh to aspiring entrepreneurs, including an interest-free loan of Rs5 lakh and a grant of up to Rs5 lakh released in three instalments. The initiative is designed not just to create individual self-employment but to catalyse job creation more broadly.

What makes the scheme stand out is its inclusivity — it is tailored to support diverse sections of society, recognising that while Bihar is rich in talent, economic hardship often stifles ambition before it takes flight. The results are beginning to show.Take, for instance, Roshan Kumar from Barh, who used the funds to establish a flax printing business. He now employs several others in his growing enterprise. Mamta Chaudhary has launched a successful ready-made garments business, while women like Shipra and Vandana Gupta are part of a wave of entrepreneurs redefining their economic futures — and those of their communities.

“The government has helped me a lot. Because of this support, I was able to fulfil my dream,” says Roshan Kumar, one of many success stories attributed to the scheme. Once known primarily for its migration-driven labour economy, Bihar is now witnessing a quiet entrepreneurial revolution — one small enterprise at a time. With government backing and grassroots ambition, the state’s youth are no longer just looking for jobs — they’re creating them.